One of my great mentors, whom I respect and appreciate to this day, once asked a room of advisers I was in, “When it’s hard to find the motivation to continue moving forward during a challenging time in your career, what well will you draw from to stay motivated so that you are never complacent or done?” The caveat he added assuming family was already a great motivator, is that money could not be it and that you must dig deeper to find where you will draw your strength from.
I'm sure he didn't know it at the time, but he changed my life that day and so I'll share with you what my "Well" is. Everyday I get up, I do my very best to make a meaningful impact on someone else's life for the better. To help them get what they need. To be a shoulder when life is hard. To be a trusted friend or just be a good listener. I hear often the quote, "Most people won't remember the the things you said but they will remember how you made them feel."
Wealth With Any Income: "The Paycheck Plan"
By Hylan & Emily Harper
Finally, a financial plan that works with your paycheck! This plan will help empower you to be able to do many of the things you want to do now. For instance take vacations, enjoy the holidays, buy some of those must-have items, and take care of those necessary obligations like house payments, bills, and living expenses, but also prepare you for a comfortable retirement.